Sandra Ard

When people think about “estate planning,” they often picture wills, inheritances, and what happens after they pass away. But in reality, the biggest legal crisis families face doesn’t happen after death — it happens when someone is alive but suddenly unable to make decisions. A stroke, a fall, a complication during surgery, a sudden dementia diagnosis. These moments leave families scrambling to figure out who has the legal right to speak for their loved one — and most are shocked to discover...

Veterans Aid and Attendance offers more than care cost coverage. Real-life examples show how families benefit emotionally and financially.

Probate and trust administration reveal real-life lessons about communication and preparation. See examples of how families navigated these challenges.